Health Insurance — Current Plan
If you qualify for a health insurance waiver, be sure to submit the waiver form in time for the next enrollment period.
Student Health Insurance Plan for 2007-2008 School Year
All medical students, except those currently covered under the health insurance policy of a parent or spouse, are enrolled in a mandatory plan underwritten by Aetna and administered by Aetna Student Health of Boston, MA. For further information, contact Aetna Student Health at 1-800-239-9691 or visit http://www.aetnastudenthealth.com.
The 2007-08 school year plan for second, third, and fourth year students rolled over on August 17, 2007. Coverage for incoming 1st year students and students new to the plan began August 10, 2007, due to an early start to the 1st year curriculum. A percentile premium reduction was be built into the 08-09 charge to offset this shift. Coverage runs continuously until August 9, 2008 for 1-3 year students while 4th year students are covered through June 30, 2008.
Brochure, dependent application, waiver
The entire medical coverage brochure, dependent application, as well as the waiver for those covered by a parent or a spouse, are available at Aetna Student Health website. To get to the web page Aetna has created for IU School of Medicine students, go to http://www.aetnastudenthealth.com. Click on Find your school and enter group number 812801. Click on Indiana University School of Medicine. Once there, you will see a link to the online waiver under the Enrollment and Waiver tab.
Waivers
Students who are covered under the plan used by a parent or spouse that is effective while in Indiana, may file a waiver and receive a credit for the insurance fee. This must be the same plan used by the parent or spouse. Waivers for the full 2007-08 school year must be done on-line at the website and completed no later than September 15, 2007. Waivers for half-year must be filed manually no later than February 15, 2008. A new waiver must be filed every year. The on-line waiver is quick and easy and you will receive a confirmation printout as well as an email with a confirmation code upon completion. Credits will only be issued when we have received confirmation from Aetna that you have completed an acceptable waiver and you have been billed and assessed for the fall term, usually by mid-August. IUSM reserves the right to audit waivers for validity. The on-line waiver system exceeds the security requirements established by HIPAA. A complete description of Aetna’s Confidentiality Policy can be found at http://www.aetnastudenthealth.com.
Up-to-date Contact Information
All students will be automatically enrolled and assessed at registration, so there is nothing more to do in order for coverage to begin. However, if you are participating in the School's Plan, it is very important that you have your address information up to date with Christine Padgett at cepadget@iupui.edu. Aetna Student Health does not require you to complete an application to begin coverage, but will need an address in order to mail you statements, replacement cards and other information. Insurance identification cards will be mailed to the address you have on file with Medical Student Affairs after the September 15, 2007 waiver deadline has passed.
Cost
The cost for this Plan is $2,576 per year. Students will be billed by the IUPUI Office of the Bursar in two installments: $1,288 with the fall semester fees and $1,288 with the spring semester billing. Fourth year M.D. students who will be graduating in 2008 will have their coverage terminated on July 1, 2008 and will consequently only be assessed $950 with the Spring 2008 fees.
Dependent Coverage
Coverage for eligible spouse and children may be purchased directly from Aetna Student Health by mailing in the application available at the website. Dependent applications must be renewed each year for coverage to continue. Applications will be available on-line soon and are due by September 15, 2007.
Dental is Optional
You may choose to enroll in one of two voluntary dental programs at an additional cost - the Aetna Advantage Dental Plan (a managed care dental plan) or Vital Savings by AetnaSM (a dental discount program.) Compare these dental plan benefits, networks, and costs in your area to see if one is right for you.
Due to a lack of sufficient dental network providers that cover the entire state of Indiana, Aetna Advantage dental providers may not be available in your area. If so, you may want to look into the Vital Savings discount program. The discount program will cost $25 per year for the single student. Please see the 07-08 brochure and dental link at the Aetna website for more information. Vital Savings applications will be available soon and there is no deadline.
Rates for the Aetna Advantage Dental Plan will cost $165.00 per year for the single student. Dental coverage runs from September 1, 2007 until August 31, 2008. The dental brochure and dental application can also be found at the website by mid-July. Remember, applications for both dependents and dental coverage must be resubmitted with Aetna Student Health each academic year. Advantage Dental applications will be available on-line soon and are due by October 1, 2007.
Waiver Coverage Lapse
If you find yourself without medical coverage at any time during the year, you are required to prorate onto the School Plan on the day your waiver coverage lapses. Please contact John Keller for information regarding the prorated policy.
In-network Physicians
Remember that no plan covers 100 percent of medical costs. However, this Plan does cover most costs if a network provider is utilized. (Please be sure to view policy changes for 07-08 school year, most notably a new Rx deductible and dependent premium increases.) If you need to find a doctor or wish to check to see if your current doctor is in network, please go to http://www.aetnastudenthealth.com or at Aetna's DocFind Service at http://www.aetna.com/docfind. Make sure to look for doctors available under Open Choice PPO. Aetna Student Health's Customer Service Team can be contacted at 1-800-239-9691 if you need further assistance.
Got Questions? Get Answers with Aetna NavigatorTM
As a Aetna student health insurance member, you have access to Aetna NavigatorTM, your secure member website, packed with personalized benefits and health information. You can take full advantage of our interactive website to complete a variety of self-service transactions online.
By logging into Aetna Navigator, you can:
- Review who is covered under your plan and request member ID cards.
- View Claim Explanation of Benefits (EOB) statements.
- Estimate the cost of common health care services and procedures to better plan your expenses.
- Research the price of a drug and learn if there are alternatives.
- Find health care professionals and facilities that participate in your plan.
- Send an e-mail to Aetna Customer Service at your convenience.
- View the latest health information and news, and more!
How do I register?
- Go to www.aetnastudenthealth.com - Click on "Find Your School."
- Enter your school name and then click on "Search."
- Click on Aetna Navigator and then the "Access Navigator" link.
- Follow the instructions for First Time User by clicking on the “Register Now” link.
- Select a user name, password and security phrase.
- Your registration is now complete, and you can begin accessing your personalized information!
Need help with registration?
Registration assistance is available toll free, Monday through Friday, from 7 a.m. to 9 p.m. Eastern Time at 1-800-225-3375.
Health insurance contact information:
John Keller – Student Health Insurance Coordinator
msinsure@iupui.edu – 317-274-2264
Medical Science Room 159